We received a letter from Blue Cross / Blue Shield of AZ saying we could keep our plan, but the cost goes from about $579 a month to $739 a month in January of 2015 (a 27.6% increase). Note that this is for a pretty high deductible health plan, something like $5000. We wrote to our broker to explore options. We got this response:
Crazy as this latest BC [Blue Cross] rate increase is it is a lot better than Obamacare. I ran the same plan under the Affordable Care Act with BC and the rate for 1/1/15 would be $963.70 a month and if you went to the $6300 deductible plan the rate would still be $914 a month. So I guess we are all lucky to be out of ACA until we are forced into it. Now there is one variable that could lower your cost and that is if your household income in 2015 will be under $92k you could go into the Marketplace for premium assistance from our wonderful Federal government. If it is going to be higher than that be grateful you are where you are!
As predicted in advance, Obamacare and the exchange are not about saving money. The only people who are saving money are those getting taxpayer subsidies in the exchange.