There's a lesson here for those who want to cover the uninsured: focus on the incentives facing the 250 million Americans who have
health insurance, not on the estimated 45 million who don't. If the
federal government stopped encouraging people with health insurance to
be less careful consumers, then coverage would be more affordable, the
number of people without coverage would shrink, and the quality of care
My family just switched to a high deductible policy, and its amazing how much our behavior has changed. We question doctors now -- do we really need that? We had to take my son in for a CT scan on his head (he got hit by a line drive at the hot corner the other day) and we actually asked the price before we scheduled an appointment. When was the last time you asked the price of any medical procedure or visit?
PS- The son is fine, but half his face looks like its been inflated with a high-pressure pump.